You can choose to pay your minimum payment instead of your interest-saver payment at any time. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna account. Should you choose to pay your minimum payment instead of your interest-saver payment, you'll lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).
Klarna has a specially trained team to step in and help if you have any difficulties meeting your repayments. If you want to talk, you can contact the Klarna Customer Services team on 020 300 50833.